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Unique Property Bulletin 8 June 2014

Making It Happen

From £5,000 to £5,000,000

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Starting With A Bargain Loo With A Sea View 

No matter what end of the unique property spectrum you are looking at – we list properties priced at £5,000 right up to £5,000,000 – a main aim of this website is to help you realise that adventure and secure the property that catches your eye, heart and soul. This issue we endeavour to help you Make It Happen.

Loo With A View, Grange-over-Sands, Cumbria, LA11 7HH

Guide: Just £5,000

http://www.pugh-auctions.com/Lot/Manchester/20140612/048

Tel – Pugh & Co: 0844 2 722444

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From The Same Auction As Above, But…

On The Road To Cape Wrath!

An Entirely Different Lot, But What A View !

A Seabreezes Builing Plot

Seabreezes Building Plot, Bettyhill, Near Thurso, Sutherland, KW14 7TD

Outline Planning Permission For 4 Bed Detached House – & What A Price!

Building Plot Guide: £15,000

http://www.pugh-auctions.com/Lot/Manchester/20140612/107 

Tel – Pugh & Co: 0844 2 722444

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UKWMO NUCLEAR BUNKER

COMING UP FOR SALE

EXCLUSIVELY ON

UNIQUE PROPERTY BULLETIN

LISTED ON THIS WEBSITE WITHIN NEXT 14 DAYS

UKWMO Bunker Copyright Russ McLean

UKWMO Underground ROC Bunker Coming Up For Sale

Not This Exact Example, But The Same Flavour !

What Happens Underground?

BMM / Bob Marshall Media have a very good illustration…

http://www.bobmarshall.co.uk/portfolio/illustrations/roc_monitoring_post.asp

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Sally Ann

A Sally Ann Former Salvation Army Hall, 97 Snatchwood Road, Abersychan, Pontypool, Gwent, NP4 7BS

Earlier Sale Guide: £50,000. Current Auction Guide: £28,000.

http://auctioneertemplates.eigroup.co.uk/LotDetails.aspx?LotID=737001&a=177&c=pfa

Tel – Paul Fosh: 01633 254 044

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Special Article – 12 Churches List

A Wick Church

Bridge Street Church and Halls (c) 2014 Owner’s Collection

Guide: £80,000

Just one of 12 churches for sale.

This week we have a Special Article Feature listing 12 churches for sale. This is an added extra for those readers who like this genre of unusual building. There is a modest £1.56 donation to access this extra list of 12 churches for sale. The modest donation significantly helps towards our fundraising, and pays for this website’s hosting and IT fees. These donations also keeps the main Sunday night, 9pm Unique Property Bulletin FREE to access for everyone. To access this spiritual abode list, please click the following Donate Button – with our thanks and appreciation ….

It is important to note, the Donate/Paypal system doesn’t let you back into the 12 Churches Special Article webpage for a second look – or as many visits as you wish for the currency of the article [two months]. The good news is you can revisit this webpage by clicking here:

Special Article Feature: Return Visit Page – Click Here

Please remember the PASSWORD that your Donation Reply gives you.

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Old School – New Future ? A School Ramsay KY1 1UL

The Former School, Ramsay Road, Kircaldy, KY1 1UL

Former School with Development Potential + Approximately One Acres.

Guide: Please Call Auctioneer – 0131 624 6640

http://www.sva-auctions.co.uk/html/Lots/June2014/lot16_details.html

Tel – SVA Auctions: 0131 624 6640

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Clifton Church For Sale

A Clifton Church G Laird

 Clifton Church, Coatbridge (c) 2014 G Laird

Former Clifton Church, Muiryhall Street, Coatbridge, ML5 3NH

 Features include the Octagonal Clock Tower and a number of impressive stained glass windows by Sir Edward Burne-Jones for William Mor.

A unique picturesque buff sandstone landmark former church building occupying a commanding position over the historic town of Coatbridge, Lanarkshire. Internal accommodation comprises; Entrance Vestibule, North and South Stair Wells, Large Naive, Vestry, Organ Nest, Male and Female Toilets and an Extensive C-Shaped Balcony over looking the main Naive. The North Stair Well provides access to the clock tower which boasts dramatic views to the surrounding town and beyond. The gross internal floor space extends to 6,720 sq.ft and boasts a number of period original features including Cast Iron Radiators, Original Wooden Pews, Pulpit and Impressive Stained Glass Windows including a four-light window designed by Sir Edward Burne-Jones for William Morris & Co Stained Glass. The property boasts vast potential for further development offering potential for change of use to Soft Play, Recreational Pursuit Centre, Educational Centre or Residential Accommodation (subject to gaining the necessary consents). The property also boasts a sizeable plot to the south.

Guide: £95,000

Click Here for further details.

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EVERGREEN HEADLINES

Summary Page – Click Here

To revisit the FULL TEXT page of our Evergreen Headline page which includes the prices, addresses, weblinks and contact details please:

Click Here – Evergreen FULL TEXT Page

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Would Mr G. Marshall From Hamilton please get in touch. Thank you.

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Back To School

With Style

A School Lower Dunsforth RSZ

School House, Lower Dunsforth, York, YO26 9SA

We have many “before” empty and closed schools listed. Some can look in a very sad state. So it is nice to feature a school that has been renovated and subject to a lot of care.

Guide: £695,000

http://search.struttandparker.com/residential/lower-dunsforth-york-yo26/18082 

Tel – Strutt & Parker: 01423 561274 – Kate Graham

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Unique Property Competition

For this month, the Unique Property Bulletin competition prize is a unique model...

Post Office Miniature Prize Unique Property Bulletin

Miniature Post Office (c) 2010 Enesco Ltd

Model of a Post Office & House – Unique Property Bulletin Prize

This is a very modest prize – for fun. Here is the

Competition Hint

Just over a year ago we featured a former POST OFFICE & HOUSE FOR SALE at B*****s.

The competition question is: what was the name of the town where that old Post Office & House was located?

Free to enter. Just let us know your guess of who you think the above Competition Hint refers to? Please email your entry to us by 30th June 2014. Email free entries to:-

Unique Property Bulletin Competition Entry Contact Page

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Future For Forge ?

 Forge MAIN

The Old Forge, Chillington, Kingsbridge, Devon TQ7 2HS

Lapsed planning, but worth studying.

Guide: £80,000

http://www.fulfords.co.uk/buy/property/-in-chillington,tq7-for-guide-price-gbp-80,000-ref-1853855/

Tel – Fulfords: 01548 869 421

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Architecturally Unique

Ice Cube or Slip House ?

 An Ice Cube Architecture

Slip House, Clapham Park Terrace, London (c) 2013 Foxtons

Unique Property BulletinGrand Designs Special: Click Here

This week’s unique architect was reached by accident – or serendipity. We noticed an extra 2,184 spike in visitors for a 2 hour period in the evening of Saturday 7th June. This quickly turned out to be as a result of the same evening’s broadcast of the Tenby Lifeboat Station episode of Grand Designs. For some reason those clicking on the page that the Google search engine flagged up….

http://uniquepropertybulletin.org/unique-property-bulletin-8-december-2013/

… then exited via a totally different property:

http://www.ct-architects.co.uk/projects/slip-house/

So from our desire to help further that interest by a significant number of new readers we feature this excellent firm of architects for your consideration of that unique building you may be contemplating:- 

Carl Turner Architects
16 Clapham Park Terrace
Lyham Road
London SW2 5EA

http://www.ct-architects.co.uk/contact/

Slip House / Ice Cube House episode …

http://www.channel4.com/programmes/grand-designs/episode-guide/series-8/episode-7

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Try Before You Buy

The property included within the try-before-you-buy section of the Unique Property Bulletin – is NOT for sale. Our endeavour is to provide a sample, and actual experience of what it would be like to live in any particular genre of unusual abode. This specific listing is for a short-stay break. Our offering this week is:

 

Tower Taster

Nicolle Tower

Nicolle Tower, La Grande Route de la Cote,. St Clement, Jersey, JE2 6EP

For those who like the thought of living in a vertical property on many levels, this week’s taster destination is Nicolle Tower on the island of Jersey.

http://www.landmarktrust.org.uk/search-and-book/properties/nicolle-tower-9638/ 

Photo Montage

Click Here – Photo Montage – Nicolle Tower

Guide £127 for 4 nights – Sleeps 2

Equivalent to £15.88 per person per night.

Booking Enquiries: 01628 825925.

http://www.landmarktrust.org.uk/search-and-book/properties/nicolle-tower-9638/#tabs=5

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Unique Property Bulletin Editorial

Making It Happen

A Scurdie Ness Lighthouse Buildings Kevan Dickin

Scurdie Ness Lighthouse Buildings (c) 2014 Kevan Dickin

How to make the seemingly unattainable happen? Effectively buying a former lighthouse keeper’s flat for £170,000 instead of trying to find £360,000 for a very large house created from two separate keepers’ flats.

This week’s Unique Property Bulletin editorial is about making it happen. The principles are sound; based on experience, fact and results. You can do this too!

Whether a lighthouse compound, or a country estate; a castle and lodges, or a windmill, granary and mill house.

The severe rarity of commercial finance (needed for complex/multiple property buys) along with the fact fewer folk can afford a third of £1,000,000 for a big lighthouse home, than can buy a £170,000 lighthouse keeper’s flat makes for an interesting adventure. An study of how to make an ideal home dream come true.

Scurdie Ness 7

Scurdie Ness Lighthouse Buildings (c) 2014 Savills

A very useful illustration of UK household incomes is found here …

Income_in_the_United_Kingdom

This may appear dry, but the detail and sources can hold the key to your literal dream home. From actual unique property ownership brought to reality at this end of the Bulletin, and facts sourced in this topical article, this cannot be over-emphasised. Rather than generalise saying more people can afford a £180,000 home than can a £360,000, a chart shown below shows the range. The data is historic, but the spread is relevant and illustrates our lateral thought process:-

Household Income IFS 2ANC 2006

Source: Institute of Fiscal Studies

With a 15% deposit, and the 2.5 annual income multiplier mortgage companies use, we can see on a very empirical basis [with many caveats on use/generalisation of statistics] that to buy the whole of this particular unique property – Scurdie Ness lighthouse home at £360,000 – would require a £54,000 deposit [15% x £360,000]. This leaves a mortgage of £306,000 to find. Dividing that by 2.5 requires a ballpark annual household income of £122,400 to satisfy the lender on the borrowers ability to afford this. How many £122,000 income households who can secure a £306,000 mortgage are there on the above chart?

Notwithstanding the vagaries of any given table of statistics, it can be seen from the above UK household incomes that the vast majority in the UK cannot afford this property [or many unique properties available that match your dreams].

So how has lateral thinking overcome this in the past?

We can give readers comfort – our bona fides and proof are via officially registered land transactions – we directly, and/or close friends/colleagues within our membership here – have succeeded in overcoming this hurdle. Time and time again – unique property after unique property; and not just lighthouse buildings.

You just need to study this issue and logic in detail, secure a decent lawyer who knows how to carefully split constituent homes within one lot.

This can work for other styles and genres of unusual property. Our reader’s Windmill + Mill House + Bakery House is another example here.

 A Ingleborough-Windmill-1-RSZ

Ingleborough Windmill (c) Owner’s Collection.

A Ingleborough-Mill-House-RSZ-5

Ingleborough Mill House, Substantial Home (c) Owner’s Collection.

  A Ingleborough-Bakery-Building-3-RSZ

Ingleborough Mill Bakery (c) Owner’s Collection.

What price would you put on each constituent unique part of this three element set of buildings?

The whole estate of Ingleborough Windmill, Bake House & Mill House is guided at £450,000 may very well benefit from 2 or 3 buyers coming together and purchasing a manageable chunk of this divisible property. Please contact us by clicking here if you would like to consider buying one of three parts of Ingleborough Mill compound and we can see what the owner is able to structure for you. We will also do our best. The major point is that the number of buyers that can afford larger, more complex properties such as the Ingleborough Mill estate; or the Scurdie Ness Lighthouse Keepers’ Compound is in fact rarefied.

It is mutually beneficial all round – and we know this works – to look at smaller elements of the whole. There are many, many such estates and properties for sale that have several homes included in one global price, but may sell if the entry level is revised by distilling individual buildings off.

Returning to Scurdie Ness Lighthouse, we need to declare an interest. The Unique Property Bulletin, and also several other of our developing websites such as…

Lighthouses For Sale or Rent

have outgrown a study in the house. So we would like the Unique Property Bulletin to purchase either the detached chalet or the small Bothy at the peripheral edges of this series of buildings. This would take a decent shave off of the current £360,000 purchase price, and you would [hopefully] have a neighbour to visit with and talk about unusual properties to the heart’s content.

Garden Office Scurdie Ness

Scurdie Ness Garden Office (c) 2014 Unique Property Bulletin

Returning to the Scurdie Ness example at £360,000 and a household income of around £122,000 to obtain/afford the mortgage, the current layout of the main house – the original two flats for the Principal Lighthouse Keeper plus the Assistant Lighthouse Keeper – remain separate and have been joined by a communal stairway to connect the two as one. Both still have separate front doors. Both with their front doors and locks intact. Both have a kitchen and a bathroom each…

A Scurdieness Two Flat Floorplan - Currently utilised as One Dwellinghouse

Scurdie Ness Lighthouse Building Plans – Current Use (c) 2014 Savills

Each Flat Would Give 2, Perhaps 3 Bedrooms plus Kitchen/Diner & Bathroom

So we can look at 2 or 3 folk joining together and buying constituent parts of this property at a way that is AFFORDABLE to many more folk. In essence we have two beautiful flats, each would work out at around £170,000. Applying the standard mortgage formula. A 15% deposit [£170,000 x 15% = £25,500 deposit], leaving a mortgage to locate at £144,500. Divide that by a notional 2.5 to establish the household income a lender requires on the affordability and eligibility scales, means a household with an annual income around £57,800 can realise their dream. Just take a look at the income chart aove to see how many households have a £57,800 annual income? Significantly more than those households needing a £122,000 income to buy the larger compound of three properties. At this point it is also worth looking at the Help-To-Buy assistance, which may tip your dream from “what if” or “if only we win the lottery” to something you can actually achieve.

Vitally, we already have one reader who has visited this impressive unique property. They observed the current owners have been hugely sympathetic in respecting the original integrity of the Principal Lighthouse Keeper’s Flat and the First Assistant Lighthouse Keeper’s Flat. Confirming both properties are effectively separate dwellings coalesced into one for the current usage.

So with a sense of increasing excitement, we can refrain the tagline of our Unique Property Manual is “How To Find, Fund and Have Fun With Unique Homes”. We will be reviewing the funding side in a Unique Editorial due later next month. Proving from a very modest £6,000 + £6,000 + £12,000 start three friends turned this into over £100,000 almost by accident. Many folk in property, whether at the just learning stage, or the Donald Trump end can’t help but make good over time. But that discourse is for another day.

This week we are earnestly making efforts to bring a unique property into the affordability of many of our readers.

Our answer is please don’t wait for the 14,000,000 rare chance of the lottery. The fun, the real fun is in managing to make real something you thought was not possible.

So where does all of this leave us?

We believe a credible possibility exists for the former lighthouse keepers’ homes at Scurdie Ness can be progressed so that a legally co-ordinated offer is likely:-

Flat 1: £170,000 – buyer moving forward: funding being put together now.

Garden Office* £20,000 – funding in place.

Flat 2: £170,000 – awaiting a buyer at this affordable price. Could this be you?

[* In this case the current Garden Office use of this detached building will continue for Unique Property Bulletin and related internet website production].

This lateral thought process means that this small Unique Property Syndicate is looking for a final piece in this particular jigsaw to buy a beautiful part of a lighthouse property for £170,000. Extremely competetive compared to flatted dwellings in the town of Montrose nearby. But far, far more beautiful and spectacular in views and location. Also remarkably accessible. Scurdie Ness Lighthouse is just 32 miles from Dundee Airport. Scheduled flights from Dundee Airport fly daily to Stansted Airport. Which in turn is a mere 47 minutes to the centre of London. A real Escape To The Country, but relatively easy to reach with good transport links.

Scurdie Ness  5

Scurdie Ness Lighthouse Buildings (c) 2014 Savills

In other words…

Making It Happen

Changing the challenge of a £360,000 mountain of finance to climb, and bringing it into manageable chunks.

Please note the example above and treatise in this article is NOT official Savills policy. The owners have been availed of this option and we have a good channel of communication. If you would like to look at buying one of the two flatted dwellings, please can you get in touch with us: click here.

Best regards,

Unique Property Bulletin.

Scurdie Ness Dona Robbins

Scurdie Ness Lighthouse Buildings (c) 2014 Dona Robbins

Former Lighthouse Keeper’s Flat For Sale £170,000

Click Here For More Details

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Previously on Unique Property Bulletin …

Click Here For Previous Bulletin

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